Prepare with Ohio Department of Insurance OH-Life-Agent-Series-11-44 exam torrent, pass for sure
Updated: Aug 24, 2026
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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Overview:
| Certification Vendor: | Ohio Department of Insurance |
| Exam Name: | Ohio Life Insurance Agent Series 11-44 Examination |
| Exam Number: | OH-Life-Agent-Series-11-44 |
| Available Languages: | English |
| Exam Format: | Multiple-choice, Computer-based testing |
| Related Certifications: | Ohio Accident & Health Insurance License Ohio Property & Casualty Insurance License |
| Exam Registration: | Exam Provider Registration (PSI Services - Ohio Insurance Exams) Ohio Department of Insurance Licensing Information |
| Sample Questions: | Ohio Department of Insurance OH-Life-Agent-Series-11-44 Sample Questions |
| Exam Way: | Computer-based testing at approved testing centers or online proctored exam depending on provider |
| Pre Condition: | Must meet Ohio Department of Insurance pre-licensing education requirements before exam registration. |
| Official Syllabus URL: | https://insurance.ohio.gov |
Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Annuities and Retirement Products | - Annuity basics
|
| Insurance Basics | - Insurance principles and risk management
|
| Life Insurance Concepts | - Policy provisions and riders
|
| Ohio Insurance Law and Regulations | - Ethics and compliance
|
Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:
1. An immediate annuity begins making payments after the
A) first premium has been paid.
B) policyholder suffers a disability.
C) policy has been in force for one year.
D) policy reaches its maturation date.
2. What is the approach to assessing the consumer's need for life insurance that focuses on an individual's future
stream of income?
A) Human Life Value approach
B) Affordability approach
C) Return of Investment approach
D) Needs approach
3. The purpose of insurance Is to
A) avoid risk.
B) reduce risk.
C) increase risk.
D) transfer risk.
4. Which of the following statements is TRUE regarding a waiver of premium rider?
A) The death benefit will be reduced by the amount of the unpaid premiums.
B) The policy's cash value will continue to grow, but at a slower rate because the insured is no longer
paying premiums.
C) The insured will automatically become eligible for accelerated death benefits.
D) There will be no change in the policy other than the insured no longer has to pay the premiums on the
policy.
5. In which of the following dividend options would an Insurer invest the policyowners money and add interest
earnings to the Initial amount of the dividends as such earnings accrue?
A) Accumulation at Interest Option.
B) Reduced Premium Dividend Option.
C) Cash Dividend Option.
D) Paid-up Additions Option.
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: A | Question # 3 Answer: D | Question # 4 Answer: D | Question # 5 Answer: A |
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