Updated: Jun 20, 2026
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1. A certificate of insurance in a group accident and health plan is:
A) Evidence of the employee's insurance coverage
B) Issued to the employer for each insured location
C) A binding contract between the employee and the insurer
D) A binding contract between the employer and the insurer
2. All advertisements for health insurance shall make clear the identity of the:
A) Insurer
B) Beneficiary
C) Insurance Commissioner
D) Insured
3. The entire contract provision in an individual accident and health insurance policy states that the producer:
A) Has company authority to change the policy
B) May waive only certain contract provisions
C) Has no authority to change the policy or waive any of its provisions
D) Has company authority to waive any contract provisions
4. Coverage for the first three pints of blood for Medicare enrollees is:
A) A Medicare Part B benefit
B) A Medicare Part A benefit
C) A Medicare Supplement additional benefit
D) A Medicare Supplement core benefit
5. An insurance producer or advisor in the State of Maryland can be disciplined by the MarylandInsurance Administration for all of the following EXCEPT:
A) Making a misleading statement about the financial condition of an insurer
B) Filing a complaint on behalf of the consumer with the Maryland Insurance Administration
C) Using inappropriate description of a policy to hide the true nature of the policy
D) Making false or misleading statements about dividends previously paid on similar policies
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: A | Question # 3 Answer: C | Question # 4 Answer: D | Question # 5 Answer: B |
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