Prepare with California Department of Insurance CA-Life-Accident-and-Health exam torrent, pass for sure
Updated: Jun 01, 2026
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California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:
1. To help keep premiums more affordable, which provision is included in a disability income policy?
A) Residual benefits.
B) Cost of living rider.
C) Automatic increase provision.
D) Elimination period.
2. Under the Family and Medical Leave Act (FMLA), how many weeks of unpaid leave is allowed per year for the birth of a child?
A) 12
B) 2
C) 8
D) 4
3. Which statement about Medicare is NOT correct?
A) Medicare Part B covers physician services.
B) Medicare is a federal health insurance program.
C) Medicare Part A covers hospital care.
D) Medicare Part C covers long-term care.
4. Under PPACA, what is a health benefits exchange?
A) A health benefits exchange is created by health insurers to allow individuals to access benefits in other insurers' plans.
B) PPACA creates new entities called American Health Benefits Exchanges through which individuals, small businesses, and those who do not have access to affordable employer coverage, can purchase coverage.
C) A health benefits exchange is created by employers to relieve them of having to provide health benefits to employees.
D) PPACA creates new entities called American Health Benefits Exchanges through which low-income individuals can access public health care programs.
5. What rights do individuals have if they disagree with a decision on the amount Medicare will pay?
A) They can request a second opinion by the state medical examiner.
B) They can change Medicare carriers.
C) They can terminate making premium payments until the claim is resolved.
D) They can ask the Medicare carrier to review the decision.
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: A | Question # 3 Answer: D | Question # 4 Answer: D | Question # 5 Answer: D |
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