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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Coverage under a loan policy remains effective

A) during the life of the owner.
B) until the secured debt is satisfied.
C) until the property is sold.
D) until the lender assigns the mortgage.

2. Which two elements should always be contained in an escrow agreement, specifically to protect the fiduciary and prevent lawsuits?

A) location of property and reason for escrow
B) time limit and file number
C) amount of escrow and addresses of each party
D) limitation of liability and ability to resign

3. The MAIN purpose of an endorsement is to

A) increase the premium.
B) describe the covered losses.
C) decrease the premium.
D) modify the policy.

4. When insuring a mortgage where there are intervening liens that prevent the lender from holding first lien priority, such other liens may be

A) subordinated to the lien of the subject mortgage.
B) waived to the lien of the subject mortgage.
C) restricted to the lien of the subject mortgage.
D) subrogated to the lien of the insured mortgage.

5. Coverage under a loan policy remains effective

A) during the life of the owner.
B) until the secured debt is satisfied.
C) until the property is sold.
D) until the lender assigns the mortgage.

Solutions: